Payroll Services | Workers Compensation | Direct Deposit | Garnishments/Child Support | Tax and Compliance Services | Web Based Management and Reporting

Garnishments

SPP will work with you to pay your employee’s garnishments. All you have to do is send us the garnishment papers and we will fill them out for you, print the check and send you the paper work ready for you to sign and mail.

Child Support/Student Loan/Tax Levy/3rd Party Payments

SPP will make your child support, student loan, tax levy and other 3rd party payments for you at no extra charge.

Secured Payroll Partners can help your company deal with wage garnishments and the laws which apply.

Figuring the amount to deduct and remit
All amounts paid to an Employee are subject to garnishment unless specifically exempt under the Internal Revenue Code or IRS regulations. Federal tax levies are not governed by the exemption rules that apply to Garnishments or Child Support Withholding orders under the Consumer Credit Protection Act. These are the payments that are exempt from a federal tax levy:

• unemployment compensation benefits
• workers' compensation benefits
• annuity and pension payments under the Railroad Retirement Tax Act and to certain armed services personnel
• certain armed service-connected disability payments
• certain public assistance payments (welfare and supplemental Social Security benefits)
• amounts ordered withheld under a previous court order for child support.

Withholding for Child Support
Child support order collection is a combined federal/state program, with federal laws providing standards state laws must meet or exceed in order to qualify for federal funding of state child support enforcement. Title IV of the Social Security Act and the Consumer Credit Protection Act provide the legal framework around which state Child Support Withholding laws are constructed.

Garnishments and wage assignments
Employers can deduct amounts from an Employee's wages to satisfy Garnishment orders from a court or government agency or to satisfy a voluntary assignment of wages by an Employee to some third party, even if the Deduction reduces the Employee's wages below the minimum required by the Fair Labor Standards Act (FLSA). The payment of the deducted amounts to the third party is considered the same as payment to the Employee, so long as the employer derives no profit or other benefit from making the Deduction. Also, any amount deducted in excess of the limits on Garnishment contained in the Child Support Enforcement Agency (CSEA) is not considered wages paid to the Employee and may not reduce the Employee's wages below the required minimum.